Julian Melmoth BA (Hons) CertPFS

julian@cilbenrick.co.uk

Julian has over 20 years' experience in financial services and has been an IFA for over 12 years. Julian formed the company and developed the Financial Management Programme in order that clients could gain access to a comprehensive, step-by-step approach to their financial planning. Transparent and easy to follow, the Financial Management Programme has proved extremely successful with clients from all walks of life. Qualified and fully insured, Julian's twin responsibilities are for financial planning and compliance.

"My family's affairs are managed through the programme in the same way as my clients'. I have every faith in the way in which we work and enjoy helping clients to design, cost and fund their desired lifestyles."

Rhidian Thomas BSc (Hons) DipPFS

rhidian@cilbenrick.co.uk

Rhidian's primary role entails the management of Cilbenrick's investment portfolios. Our investment philosophy, and the methods that we apply in constructing portfolios for our clients involve thorough research and analysis and years of development.

"I understand that investment gains and losses equate, in reality, to clients' standards of living; the stability of their retirements; and their ability to provide for their families as they would hope to do so."

Christian Jones Cert PFS

christian@cilbenrick.co.uk

Christian an Independent Financial Adviser with Cilbenrick Ltd has 16 years experience in Financial Services including the last 7 years as an Independent Financial Adviser. Christian's role is to help clients with their financial planning needs.

"I pride myself on giving my clients a reliable service and helping them to achieve their financial goals."

Clare Sullivan - Practice Administrator

admin@cilbenrick.co.uk

Clare has worked in the Financial Services industry for over 8 years now as the Practice Administrator for both a Life Company and a busy firm of Independent Financial Advisers. Her role at Cilbenrick is one of support and administration for both the firms advisers and it's clients.

"If I can help in anyway then please feel free to contact me, the service we provide to our clients is very important to us."