Many people now expect to retire earlier and to live to a greater age than previous generations and also to enjoy a standard of living in retirement that was undreamed of in earlier times.

Yet more and more reports on the television and in the newspapers are focusing on the problems of Britain’s ageing population and it is now widely accepted that we must begin to plan much earlier if we are able to achieve our desired lifestyle in retirement.

Although you may have already put some retirement planning measures such as a pension in place, like most, you may not have accurately calculated the retirement income that you would like or require, in order to identify the resources that you will need to accumulate. We will use our sophisticated financial planning software to show you a life-long cashflow forecast to illustrate how your wealth is projected to fluctuate through your retirement.

We will advise you on the most suitable and tax-efficient retirement funding options, such as pensions, investments and property. We will also review your pensions and investments regularly to assess their performance and ensure that they remain suitable.

Upon retirement, we will advise you of the various methods of drawing your retirement income, such as annuity purchase, drawdown and phased retirement.