Financial Planning

Cilbenrick have created an innovative step-by-step financial planning process, called the Financial Management Programme.

The programme consists of five modules (listed to the left) which address different areas of financial planning and our clients undertake those which are relevant to their circumstances.

The outcome of the programme is a financial plan that will protect and enhance your wealth and allow you to achieve your desired lifestyle.

We use sophisticated financial planning technology to provide you with a comprehensive but easy-to-understand audit of your income, expenditure, assets and liabilities. The cornerstone of your financial plan will be your life-long cashflow forecast, which will illustrate how your wealth is projected to fluctuate over time.

The financial planning process in an ongoing one, and your plan will be reviewed annually to take account of any changes to your personal circumstances, the economic outlook and your financial goals.

Asset Management

Cilbenrick specialise in the management of investable assets and offer a range of portfolios that provide opportunities for income or long-term growth.

Very Cautious Portfolio	Cautious Portfolio	Balanced Portfolio	Adventurous Portfolio	Very Adventurous Portfolio

More information on Cilbenrick's asset management service is provided via the link to the left, and an article giving full details of our Investment Philosophy can be downloaded here.