Investment Selection is a key component of our portfolio construction process at Cilbenrick. We use investment funds as the core building blocks of our portfolios, carefully selecting them to provide the appropriate exposure to each asset class identified in your asset allocation strategy.
For every asset class—whether equities, bonds, property, or alternatives—we aim to identify high-quality funds that demonstrate consistent performance on a risk-adjusted basis. This means we look beyond headline returns to assess how effectively a fund delivers value relative to the level of risk it takes.
Cost-efficiency is also a critical part of our selection process. Where appropriate, we recommend low-cost index trackers that offer broad market exposure with minimal fees. These can be particularly effective in certain asset classes or market environments, and help improve overall portfolio efficiency by keeping costs down without compromising diversification.
Our selection process combines quantitative analysis, independent research, and ongoing performance monitoring, ensuring that every fund in your portfolio continues to meet our rigorous standards and remains aligned with your long-term financial objectives.
FAQ's
What our client’s say
"We've always found Cilbenrick to be thoroughly professional; attentive, pro-active, responsive to our requests and very friendly and personable. They give us excellent feedback on our portfolio which includes a good overview with detailed analysis behind it to support their recommendations. They are creative and are always willing to research the best ways to make investments work for their clients. They are people-orientated; are very knowledgeable, honest, reliable and diligent and we would have no hesitation in recommending Cilbenrick to prospective new clients"
Mark & Fiona Wilson - Human Resources Manager
"The key strengths I find in using the services of Cilbenrick are the reassurance that specialists are monitoring the performance of our investments and providing regular updates and advice to enable us to maximise returns. I also like having our investments under one umbrella to simplify the administration of our financial affairs"
SANDRA EVANS - ACCOUNTANT
"This is how financial planning should be! A full investigation of your current position. Time spent analysing where you want to be in future. Then a sophisticated software package and advice to help you decide how you are going to get there. First class"
Austin & Judith Roberts - Optician
"The level of detail is excellent and, though requiring accurate and in-depth input, it has allowed important decision making to take place. Without this process we would still be wondering whether these things were possible and what effect this would have in later life. Now we know"
Andrew & Hilary Quinlan - Management Consultant
"We have found the level of service provided by Cilbenrick very thorough and detailed, proving very informative and helpful, thus enabling us to make decisions about our future and our children's"
Martin & Hilary Salmon - Farmer
"I have regular reviews of the performance of my portfolio and total transparency of movements within the wrapper. Moving the mix of investments between the best performing funds has provided above-average returns. I am very pleased with the professional advice Cilbenrick has provided over the years and would not hesitate to recommend their services"
Andreas Klimczak - Management Consultant
"Since appointing Cilbenrick as my financial advisers, they have significantly improved the returns of my pension and investment portfolio. Their advice has given me greater confidence, understanding and re-assurance"